Terms and Conditions

Agreement between User and www.capitalfintech.us

Welcome to www.capitalfintech.us. The www.capitalfintech.us website (the “Site”) is comprised of

various web pages operated by US CAPITAL FINANCIAL TECHNOLOGIES (“US

CAPITAL FINTECH”). www.capitalfintech.us is offered to you conditioned on your acceptance

without modification of the terms, conditions, and notices contained herein (the “Terms”). Your use

of www.capitalfintech.us constitutes your agreement to all such Terms. Please read these terms

carefully, and keep a copy of them for your reference.

www.capitalfintech.us is a Financial Technology Consulting Site.

We offer various customized products and services related to software development, financial

technologies, and other related services. We have strategic allies worldwide to provide the best

solutions in each case.

Privacy

Your use of www.capitalfintech.us is subject to US CAPITAL FINTECH’s Privacy Policy. Please

review our Privacy Policy, which also governs the Site and informs users of our data collection

practices.

Electronic Communications

Visiting www.capitalfintech.us or sending emails to US CAPITAL FINTECH constitutes

electronic communications. You consent to receive electronic communications and you agree that

all agreements, notices, disclosures and other communications that we provide to you

electronically, via email and on the Site, satisfy any legal requirement that such communications be

in writing.

Your Account

If you use this site, you are responsible for maintaining the confidentiality of your account and

password and for restricting access to your computer, and you agree to accept responsibility for

all activities that occur under your account or password. You may not assign or otherwise transfer

your account to any other person or entity. You acknowledge that US CAPITAL FINTECH is

not responsible for third party access to your account that results from theft or misappropriation of

your account. US CAPITAL FINTECH and its associates reserve the right to refuse or cancel

service, terminate accounts, or remove or edit content in our sole discretion.

Children Under Thirteen

US CAPITAL FINTECH does not knowingly collect, either online or offline, personal information

from persons under the age of thirteen. If you are under 18, you may use www.capitalfintech.us

only with permission of a parent or guardian.

Cancellation/Refund Policy

You may cancel your subscription or active services at any time. Any cancellations made after 30

days of service will not qualify for a refund. Please contact us at info@capitalfintech.us with any

questions.

Links to Third Party Sites/Third Party Services

www.capitalfintech.us may contain links to other websites (“Linked Sites”). The Linked Sites are

not under the control of US CAPITAL FINTECH and US CAPITAL FINTECH is not

responsible for the contents of any Linked Site, including without limitation any link contained in a

Linked Site, or any changes or updates to a Linked Site. US CAPITAL FINTECH is providing

these links to you only as a convenience, and the inclusion of any link does not imply endorsement

by US CAPITAL FINTECH of the site or any association with its operators.

Certain services made available via www.capitalfintech.us are delivered by third party sites and

organizations. By using any product, service or functionality originating from the

www.capitalfintech.us domain, you hereby acknowledge and consent that US CAPITAL

FINTECH may share such information and data with any third party with whom US CAPITAL

FINTECH has a contractual relationship to provide the requested product, service or functionality

on behalf of www.capitalfintech.us users and customers.

No Unlawful or Prohibited Use/Intellectual Property

You are granted a non-exclusive, non-transferable, revocable license to access and use

www.capitalfintech.us strictly in accordance with these terms of use. As a condition of your use of

the Site, you warrant to US CAPITAL FINTECH that you will not use the Site for any purpose

that is unlawful or prohibited by these Terms. You may not use the Site in any manner which could

damage, disable, overburden, or impair the Site or interfere with any other party’s use and

enjoyment of the Site. You may not obtain or attempt to obtain any materials or information

through any means not intentionally made available or provided for through the Site.

All content included as part of the Service, such as text, graphics, logos, images, as well as the

compilation thereof, and any software used on the Site, is the property of US CAPITAL

FINTECH or its suppliers and protected by copyright and other laws that protect intellectual

property and proprietary rights. You agree to observe and abide by all copyright and other

proprietary notices, legends or other restrictions contained in any such content and will not make

any changes thereto.

You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create

derivative works, or in any way exploit any of the content, in whole or in part, found on the Site.

US CAPITAL FINTECH content is not for resale. Your use of the Site does not entitle you to

make any unauthorized use of any protected content, and in particular you will not delete or alter

any proprietary rights or attribution notices in any content. You will use protected content solely

for your personal use, and will make no other use of the content without the express written

permission of US CAPITAL FINTECH and the copyright owner. You agree that you do not

acquire any ownership rights in any protected content. We do not grant you any licenses, express

or implied, to the intellectual property of US CAPITAL FINTECH or our licensors except as

expressly authorized by these Terms.

Third Party Accounts

You will be able to connect your US CAPITAL FINTECH account to third party accounts. By

connecting your US CAPITAL FINTECH account to your third party account, you acknowledge

and agree that you are consenting to the continuous release of information about you to others (in

accordance with your privacy settings on those third party sites). If you do not want information

about you to be shared in this manner, do not use this feature.

International Users

The Service is controlled, operated and administered by US CAPITAL FINTECH from our

offices within the USA. If you access the Service from a location outside the USA, you are

responsible for compliance with all local laws. You agree that you will not use the US CAPITAL

FINTECH Content accessed through www.capitalfintech.us in any country or in any manner

prohibited by any applicable laws, restrictions or regulations.

Indemnification

You agree to indemnify, defend and hold harmless US CAPITAL FINTECH, its officers,

directors, employees, agents and third parties, for any losses, costs, liabilities and expenses

(including reasonable attorney’s fees) relating to or arising out of your use of or inability to use the

Site or services, any user postings made by you, your violation of any terms of this Agreement or

your violation of any rights of a third party, or your violation of any applicable laws, rules or

regulations. US CAPITAL FINTECH reserves the right, at its own cost, to assume the exclusive

defense and control of any matter otherwise subject to indemnification by you, in which event you

will fully cooperate with US CAPITAL FINTECH in asserting any available defenses.

Arbitration

In the event the parties are not able to resolve any dispute between them arising out of or

concerning these Terms and Conditions, or any provisions hereof, whether in contract, tort, or

otherwise at law or in equity for damages or any other relief, then such dispute shall be resolved

only by final and binding arbitration pursuant to the Federal Arbitration Act, conducted by a single

neutral arbitrator and administered by the American Arbitration Association, or a similar arbitration

service selected by the parties, in a location mutually agreed upon by the parties. The arbitrator’s

award shall be final, and judgment may be entered upon it in any court having jurisdiction. In the

event that any legal or equitable action, proceeding or arbitration arises out of or concerns these

Terms and Conditions, the prevailing party shall be entitled to recover its costs and reasonable

attorney’s fees. The parties agree to arbitrate all disputes and claims in regards to these Terms and

Conditions or any disputes arising as a result of these Terms and Conditions, whether directly or

indirectly, including Tort claims that are a result of these Terms and Conditions. The parties agree

that the Federal Arbitration Act governs the interpretation and enforcement of this provision. The

entire dispute, including the scope and enforceability of this arbitration provision shall be

determined by the Arbitrator. This arbitration provision shall survive the termination of these Terms

and Conditions.

Class Action Waiver

Any arbitration under these Terms and Conditions will take place on an individual basis; class

arbitrations and class/representative/collective actions are not permitted. THE PARTIES AGREE

THAT A PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN EACH’S

INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY

PUTATIVE CLASS, COLLECTIVE AND/ OR REPRESENTATIVE PROCEEDING, SUCH

AS IN THE FORM OF A PRIVATE ATTORNEY GENERAL ACTION AGAINST THE

OTHER. Further, unless both you and US CAPITAL FINTECH agree otherwise, the arbitrator

may not consolidate more than one person’s claims, and may not otherwise preside over any form

of a representative or class proceeding.

Liability Disclaimer

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR

AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR

TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE

INFORMATION HEREIN. US CAPITAL FINANCIAL TECHNOLOGIES AND/OR ITS

SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY

TIME.

US CAPITAL FINANCIAL TECHNOLOGIES AND/OR ITS SUPPLIERS MAKE NO

REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY,

TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS,

SERVICES AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY

PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL

SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED

GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF

ANY KIND. US CAPITAL FINANCIAL TECHNOLOGIES AND/OR ITS SUPPLIERS

HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS

INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS,

INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF

MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON

INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT

SHALL US CAPITAL FINANCIAL TECHNOLOGIES AND/OR ITS SUPPLIERS BE

LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL,

CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING,

WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS,

ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR

PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE

OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE

SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND

RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING

OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT,

NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF US CAPITAL

FINANCIAL TECHNOLOGIES OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF

THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO

NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR

CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY

NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE

SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE

REMEDY IS TO DISCONTINUE USING THE SITE.

Termination/Access Restriction

US CAPITAL FINTECH reserves the right, in its sole discretion, to terminate your access to the

Site and the related services or any portion thereof at any time, without notice. To the maximum

extent permitted by law, this agreement is governed by the laws of the State of Florida and you

hereby consent to the exclusive jurisdiction and venue of courts in Florida in all disputes arising out

of or relating to the use of the Site. Use of the Site is unauthorized in any jurisdiction that does not

give effect to all provisions of these Terms, including, without limitation, this section.

You agree that no joint venture, partnership, employment, or agency relationship exists between

you and US CAPITAL FINTECH as a result of this agreement or use of the Site. US CAPITAL

FINTECH’s performance of this agreement is subject to existing laws and legal process, and

nothing contained in this agreement is in derogation of US CAPITAL FINTECH’s right to comply

with governmental, court and law enforcement requests or requirements relating to your use of the

Site or information provided to or gathered by US CAPITAL FINTECH with respect to such use.

If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable

law including, but not limited to, the warranty disclaimers and liability limitations set forth above,

then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable

provision that most closely matches the intent of the original provision and the remainder of the

agreement shall continue in effect.

Unless otherwise specified herein, this agreement constitutes the entire agreement between the user

and US CAPITAL FINTECH with respect to the Site and it supersedes all prior or

contemporaneous communications and proposals, whether electronic, oral or written, between the

user and US CAPITAL FINTECH with respect to the Site. A printed version of this agreement

and of any notice given in electronic form shall be admissible in judicial or administrative

proceedings based upon or relating to this agreement to the same extent and subject to the same

conditions as other business documents and records originally generated and maintained in printed

form. It is the express wish to the parties that this agreement and all related documents be written

in English.

Changes to Terms

US CAPITAL FINTECH reserves the right, in its sole discretion, to change the Terms under

which www.capitalfintech.us is offered. The most current version of the Terms will supersede all

previous versions. US CAPITAL FINTECH encourages you to periodically review the Terms to

stay informed of our updates.

Contact Us

US CAPITAL FINTECH welcomes your questions or comments regarding the Terms:

US CAPITAL FINANCIAL TECHNOLOGIES

9155 S Dadeland Blvd Suite 1712

Miami, Florida 33156

Email Address:

info@capitalfintech.us

Telephone number:

+1(888) 708-7227

Effective as of April 26, 2023

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